Apart from oncoming traffic, you should also switch from high to low beams when you get close to a vehicle that:
Correct answer: You are coming up behind.
Answer options
AYou are coming up behind. Correct
BYou have just passed.
CIs coming up behind you.
Why
High beams can glare off the mirrors of a car ahead and dazzle its driver, just as they blind oncoming drivers, so switch to low beams once you are within the distance your state sets (usually 200 to 300 feet) of the vehicle you are following.